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No Insurance, No Deal: Why You Should Never Hire a Cleaning Service Without Proper Coverage



We see a new cleaning service pop up every other day. Or, a homeowner tells us, "I have a girl that's been cleaning for me, she's cheaper and would never sue us". Let that girl working out of the trunk of her car slip and fall and get hurt, and develop a disability for such, and YOU and your homeowners insurance will be liable. Those few dollars you might have saved will be instantly gone when you're forced to pay for medical bills and long term disability, why take chances? Hiring a cleaning service should be a simple and stress-free experience. However, if you don't take the time to make sure they have the proper insurance coverage, you could end up facing major issues down the line. Choosing a cleaning service without insurance could leave you vulnerable to liability and financial losses if something goes wrong. In this blog post, we'll explore why you should never hire a cleaning service without proper coverage and what you can do to ensure that you are choosing the right company. If you're shopping for a new cleaning service, give Broom Hildy a call today. Our insurance can be verified below:




Why insurance is important for cleaning services

Many companies hire people as 1099 independent labor. This means they don't pay for Workers Comp insurance, nor do they pay any taxes on them. Sometimes, those workers are not even bonded or covered under that companies liability insurance. Imagine how much you could be liable for in the event of an unfortunate incident... When it comes to hiring a cleaning service, insurance is a non-negotiable. Without proper coverage, you're exposing yourself to potential lawsuits, homeowner liability, and financial losses. Imagine if a cleaner gets injured while working in your home and there's no workers' compensation in place. You could be held responsible for their medical expenses and lost wages. Additionally, without insurance, you have no protection if your property gets damaged during the cleaning process. Don't take risks with your hard-earned money and peace of mind. Always choose a cleaning service that is fully insured with at least $2 million liability coverage and workers' compensation.


Common risks involved in hiring an uninsured cleaning service

Hiring an uninsured cleaning service comes with a myriad of risks that you simply can't afford to ignore. Without insurance, you have no protection if an accident or injury occurs on your property. Picture this: a cleaner slips and falls while mopping your floors, sustaining a serious injury. Without workers' compensation, you could be held liable for their medical expenses and lost wages. Additionally, if your property gets damaged during the cleaning process, you're left to foot the bill. Don't take risks with your hard-earned money and peace of mind. Ensure that any cleaning service you hire is properly insured to avoid these common pitfalls.




How to check if a cleaning service is properly insured

When it comes to checking if a cleaning service is properly insured, there are a few important steps to follow. First, ask the company directly about their insurance coverage. A reputable cleaning service should have no problem providing you with proof of insurance, including liability coverage and workers' compensation. Don't be afraid to ask for specific details and ask to see their insurance certificates. You can also verify their insurance by contacting the insurance company directly. Taking the time to check their insurance coverage will give you peace of mind knowing that you're hiring a responsible and reliable cleaning service that will protect both you and their employees in case of any accidents or damage. Don't take risks with an uninsured cleaning service, always prioritize safety and choose a company like Broom Hildy that values proper insurance coverage.


The consequences of hiring an uninsured cleaning service

Hiring an uninsured cleaning service can have severe consequences. Without insurance, you're essentially taking a gamble with your money and peace of mind. If an accident or injury occurs on your property, you could be held liable for medical expenses and lost wages without any financial protection. Additionally, if your property gets damaged during the cleaning process, you'll be left footing the bill. Don't take risks with an uninsured cleaning service. Always prioritize safety and choose a company that values proper insurance coverage. Protect yourself and your home by hiring a cleaning service like Broom Hildy that has insurance, including workers' compensation.




The benefits of hiring a properly insured cleaning service

Hiring a properly insured cleaning service offers numerous benefits that can provide peace of mind and protect both you and the cleaning service employees. With insurance coverage, you can rest easy knowing that you won't be held liable for any accidents or injuries that may occur on your property. Additionally, if any damage is done to your property during the cleaning process, you won't be left footing the bill. Choosing a cleaning service with insurance, including workers' compensation, shows that they value safety and responsibility. Don't take risks with an uninsured cleaning service. Protect yourself and your home by hiring a cleaning service that prioritizes proper insurance coverage.


If you don't want to take chances, book with confidence and give

Broom Hildy a call today, 321-593-0779, thank you!

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